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Privacy

Allegiance Bank Texas closely guards your personal privacy. We take every possible precaution to protect all financial information you have entrusted to us. This privacy statement is designed to explain the type of information we collect and how this information may be used.

Each time our website is accessed, our web server automatically recognizes the visitor's domain name and IP address. Some areas of our website require information, such as your name, address, email address, phone number and account number to enable you to perform certain tasks (for example, to correspond with us or to request notification upon updates or new product releases). In such cases, the information provided by you is collected and retained. (Note: You may opt-out of receiving emails at any time by notifying us at customerservice@allegiancebktx.com.)

If you choose not to interact with us, you may browse our website anonymously and personal information, such as your email address, is not collected. We do, however, gather and analyze data regarding usage of our website, including domain name, number of hits, pages visited, length of user sessions, etc., to evaluate the usefulness of our site.

Cookies:
Although there has been some concern over the privacy implications of cookies, they do not read your hard drive nor can they be used to reveal anything about you that you have not already explicitly revealed. By configuring preferences or options in your browser, you determine how or if a cookie will be accepted

Sharing and Reporting of Information:
From time to time we may share information about your relationship with Allegiance Bank Texas with other entities. Any sharing of information complies with applicable laws and regulations, including, but not necessarily limited to, the Fair Credit Reporting Act.

In an effort to avail you of a broader range of financial products and services, Allegiance Bank Texas may occasionally share identifying information with outside companies that work for us. These companies act on our behalf and are obligated to keep the information that we provide to them confidential in accordance with standard banking practices and applicable state and federal laws. Allegiance Bank Texas reports information about our customers. Such instances include the reporting of our experiences with customers (particularly loan payment information) to consumer reporting agencies (credit bureaus).

Inaccurate Information:
Should you determine that information we have collected from you is incomplete, inaccurate or not current, please notify us immediately. We will correct any erroneous information as soon as possible.

Linked Sites:
Please understand that while this site contains links to other sites, Allegiance Bank Texas is not responsible for the content, integrity of the information contained in, or privacy practices of other such sites.

Customer Privacy Statement
This notice describes the privacy policies and practices of Allegiance Bank Texas. Our policies cover information on individual consumers who utilize the Bank's financial products or services primarily for personal, family, or household purposes.

Information We Collect
As part of the process of providing you with financial products or services, we obtain personal information about you, including:

  • Information on applications, correspondence, or other forms (such as your name, address, social security number, and income).
  • Information about transactions with us and others (such as your account balance, payment history, ATM card usage).
  • Information from a consumer reporting agency (such as your credit history or creditworthiness).
  • Information from public sources, such as government records, telephone directories, or internet websites.

Disclosures To Third Parties
We may provide personal information to a non-affliated third party when necessary to establish or administer a product or service we provide to you. When permitted by law, we may provide personal information to third parties, such as government entities, law enforcement agencies, or consumer reporting agencies.

Allegiance Bank Texas does not disclose or sell customer information to companies that perform marketing services. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Information Security
We maintain physical, electronic, and procedural safeguards that comply with federal regulations to safeguard your personal information. We restrict access to personal information about you to those Bank employees who need to know such information in order to provide products or services to you.

Our employees have been trained on privacy laws and we have implemented disciplinary procedures for any employees who violate our privacy policies and procedures.

Accuracy of Information
We strive to maintain complete and accurate information about you and your relationship with us. If you have questions regarding our records, please notify our Customer Service Department.

Consumer Complaint Process
Allegiance Bank Texas is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Allegiance Bank Texas should contact the Texas Department of Banking through one of the means indicated below:

In Person or U.S. Mail

Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, TX 78705-4294


Complaints concerning sale of checks activities should be directed to:
Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, TX 78705-4294

Telephone Number 1-877-276-5554 (toll free)

Fax Number 512-475-1313

E-mail Address consumer.compliants@banking.state.tx.us


Website Address

www.banking.state.tx.us


Privacy Questions
If you have questions regarding privacy issues, please contact the Compliance Officer in writing at this address:

Allegiance Bank Texas
PO Box 41314
Houston, Texas  77241-1314

281-894-3200
customerservice@allegiancebktx.com



 
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