Allegiance Bank Texas

Allegiance Bank Texas encourages you and your business to know some common steps that will help your accounts remain secure. We have compiled a few tips that will help you feel comfortable when you bank with us, as well as give you some peace of mind in all of your online activities.

Fraud Alert

Texas Banks have seen an recent increase in scams where customers have received calls or text messages informing them that their accounts have been compromised and directing the customer to call either a toll free or local number. Allegiance Bank Texas never requests personal banking information such as PIN number, Account Number or other sensitive information by electronic means. If you receive any requests for personal information from a phone call, Email or text message, please contact an Allegiance Bank representative for verification before giving out any information.

Personal Information Protection

Take steps to reduce the amount of mail you receive that displays personal information.
Make copies of all the information that you carry daily and keep it in a secure place.
Be cautious of telephone and door-to-door solicitations.

Personal Computer Usage

Your PC is your first line of defense on the Internet, and with just a couple of tools and some diligence, you can greatly improve your security.

Make sure your computer has both an anti-spyware protection program that detects and removes spyware and an anti-virus program. Keep both programs updated.
Be very protective of your personal and account information. There are criminals who try to trick you by creating sites that look similar to real sites. The best way to know who you are dealing with is to type the address in your browser address bar.

If you receive a suspicious email using Allegiance Bank Texas's name and asking for personal or Allegiance Bank Texas account information, you can forward the email to customerservice@allegiancebktx.com.
Question suspicious emails. We will never send you an email asking for your online ID or passcode.

Eliminate Paper

Receive and store your bank statements electronically.
Use Direct Deposit to have paychecks, dividends, and other recurring credits deposited directly to your account.

Online Banking

Use with Allegiance Anytime Online Banking with Bill Pay to ensure secure access to your accounts.
Monitor your account activity frequently by logging into Anytime Online Banking and using email Alerts to detect fraud earlier.

Passcode & PIN

Choose passcodes and personal identification numbers (PINs) that are difficult for others to guess. If possible, use both letters and numbers, and if the passcodes or PINs are case-sensitive, use a combination of lowercase and capital letters.
Use a different passcode for each of your online accounts.

Credit Card

Never carry your credit card PIN (Personal Identification Number) on your person. Memorize it, or keep the number in a safe place at home.
Make copies of all the credit card information that you carry daily and keep it in a secure place.

Checking & Savings

Have paychecks, dividends, and other recurring credits deposited directly to your account with no more worrying about lost or stolen checks.
Protect yourself against fraud by using checks printed on paper with special security features.

ATM

Shield the ATM keypad with your hand or body while entering your PIN.
If you notice anything suspicious or that seems unsafe, such as the lighting around the ATM not working, use another ATM or return later.

More tip information

Carry only necessary identification. Do not carry your Social Security card with you.
Make copies of all the information that you carry daily, such as credit cards, driver's license, and insurance cards, and keep the copies in a secure place.
Be cautious when providing your Social Security number. Verify every time you provide it whether it is needed for the application or transaction.
Be cautious of telephone and door-to-door solicitations.
Never provide personal information unless you have initiated the contact and have confirmed the business or person's identity.
Confirm the validity of all requests for sensitive personal, financial, or account information, particularly if they are made with an urgent or threatening tone.
Don't leave personal information in your car. It's even more valuable than your stereo.
Shred unnecessary financial documents immediately. Discard unused instant credit offers, ensuring that they are properly shredded.
Eliminate as much paper as possible, and be cautious with the paper you receive.
Take steps to reduce the amount of mail you receive that displays personal information.
Collect your mail promptly. Use U.S. Postal Service mailboxes for outgoing mail when possible.
Monitor all of your banking and credit card accounts regularly.
Check your credit report annually.