NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/Interest on Lawyer Trust Account) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. If you need additional information, please visit the FDIC website at http://www.fdic.gov/deposit/deposits/unlimited/expiration.html or call us at 281-894-3200.